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Who We Are
At Guardian Legacy, we help life insurance policyholders turn their existing policies into meaningful inheritance, without the burden of monthly premiums.
We believe in empowering you to take control of your legacy, ensuring that what you’ve built continues to support your family’s future.
01
Free yourself from monthly premiums.
Let go of financial strain while holding on to what matters most.
02
Leave a powerful legacy.
Turn today’s policy into tomorrow’s inheritance - dignified, direct, and secure.
03
Protect what you’ve built.
Your values, your vision, your legacy - safeguarded with integrity.
How It Works
01
Choose premium relief
You decide that you would like Guardian Legacy to take over your life policy premiums.
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​* You retain 20% of your cover for the first 4 years, and 10% thereafter without paying any premiums.
02
Submit your policy
To see if you qualify, submit your policy via our WhatsApp channel [HERE].
You will need to give Guardian Legacy Consent to retrieve your policy for review from your Insurer.
03
Approval and agreement
Once your policy is approved, we will share the documents for signature via our WhatsApp channel.
*Commercial Agreement
*Broker Appointment
*Cession
04
Immediate savings
Once the cession is registered, Guardian Legacy takes over your premiums and you no longer have to pay them. The full process usually takes around 2 to 3 weeks, depending on the insurer.
05
Policy payout
Upon the death of the life insured, Guardian Legacy pays out your retained cover once the claim has been received from the insurer.